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Credit History - introduction

What is a credit history?

Your credit history is made up of information about money you have borrowed and how you have paid accounts in the past. It usually includes information from the past six years and is held by companies called credit reference agencies, which gather it from a number of places including:

  • Public records such as the electoral roll or listings of bankruptcies and court judgments.
  • Financial information supplied by your banks, credit card companies and so on.

Click this link to find out why your credit history exists.

Click this link if you want to learn how to look at your own credit history.

Click this link to find out why it can be useful to look at your credit history.

Why not click this link before and/or and after reading this section to
test how much you know about Credit History.

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